Payout pool & transparency

Account capital and payout funds#

Your trading capital is simulated. Actual USDC for eligible payouts comes from the fee pool. A payout request, a reserved claim and a received wallet payment are separate stages.

How the payout pool works#

A 1-Step Unlimited purchase first allocates any applicable referral purchase commissions from the price paid. The protocol receives 3% of that same price, and the remainder funds the payout pool. Without purchase commissions, the pool receives 97%. Instant Funding fees allocate 99% to the payout pool and 1% to the protocol. This dedicated pool supplies the real USDC used for eligible trader payouts.

Pool balance and available liquidity are different: part of the balance may already be allocated to existing payouts. Requests are processed against available pool funds and may remain queued until liquidity is available. Eligibility opens the request window; payment timing also depends on pool funding.

After a breach or an Instant Funding expiry, unrequested funded profit loses payout eligibility and no corresponding payment leaves the pool. Amounts reserved for previously submitted claims are not automatically forfeited.

The $30,000 insurance fund#

We put $30,000 of our own money at stake to kickstart Iceberg and honor the first eligible payouts. This initial insurance fund backs the payout pool while it builds funding from account purchases.

As the pool grows organically and builds a safe reserve of its own, we reserve the right to progressively withdraw the capital we initially put at stake.

Available liquidity still determines when payouts can be paid. When a payout would leave the pool below its protected insurance reserve, the trader’s 80% share takes priority: no new referral, insurance-fund or team shares are allocated for that payout. Incoming pool revenue rebuilds the reserve before those distributions resume.

How payout revenue is distributed#

1. The trader receives 80% of the gross payout. Iceberg’s cut is the remaining 20%.
2. An eligible referrer earns a commission calculated on what the trader receives. It is paid from Iceberg’s 20% cut and never reduces the trader’s payout.
3. After the referral commission is deducted, 15% of the remaining cut is allocated to incentivize the insurance fund, and 85% goes to the team.

For example, on a $1,000 gross payout, the trader receives $800. At a 5% referral commission rate, the referrer receives $40 from Iceberg’s $200 cut. The remaining $160 is split into $24 as an insurance-fund incentive and $136 for the team. Without a referrer, the full $200 cut is split into $30 and $170, respectively.

This distribution applies to payout revenue, not the entire pool balance. Purchase commissions are separate: a 1-Step Unlimited access fee pays any applicable purchase commissions and 3% of the price paid to the protocol, with the remainder going to the pool. Instant Funding access fees allocate 99% to the pool and 1% to the protocol. Funds left in the pool continue to support future payouts.

Onchain addresses#

These addresses are on Arbitrum One. Follow each link to inspect it on the explorer. The insurance reserve is held in the payout pool. The 15% insurance-fund incentive is paid to the pool depositor address; this distribution does not add to the reserve.

For account purchases, always use the payment instructions shown at checkout.

See the pool for yourself#

Open Pool analytics for the public pool overview. Balances are read directly from the deployed pool contract on Arbitrum. Unavailable amounts are shown as a dash, not a zero balance, and the last update is displayed.

The overview brings together the native-USDC balance, available liquidity and on-chain reserved obligations. The activity panel shows incoming and outgoing USDC transfers, with totals over 24 hours, 7 days or 30 days. Transfer history is verified against Arbitrum and may lag the network; incomplete windows do not display full-period totals. Each transfer links to the explorer.

Read the available liquidity alongside outstanding claims to understand how much funding is available for payouts. A reserved claim records a pending request; it is not yet a received wallet payment. Outgoing pool transfers and received trader payouts are distinct: check the payout’s verified receipt for confirmation of payment.

Check your payout’s progress#

Check the amount, Arbitrum network, destination and transaction hash in payout details. Follow the explorer link to inspect a wallet transfer. A hash alone does not prove that payment succeeded.