Loss limits & account lifetime
How daily and total drawdown affect both account types.
On this page
Balance and equity
Balance is your simulated cash after realized trading results, trading fees, funding and payout movements. Equity also includes the open profit or loss of your positions, valued at mark prices.
Loss limits are checked against equity. Open P&L, fees and funding therefore count even before you close a trade. Cross and isolated positions both remain subject to the account limits.
The 3% daily loss limit
At 00:00 UTC, after the midnight funding charge or credit, the day’s opening balance establishes your daily loss allowance. The allowance is 3% of that opening balance.
Daily equity floor = 97% × UTC opening balance
+ signed payout cash flows todayA payout reserve lowers your cash and daily floor by the same amount. A returned payout reserve raises both equally. These movements do not use or restore your trading-loss allowance.
The 6% total loss limit
Total equity floor = 94% × initial account sizeThis floor stays fixed. It does not trail your profit peak or fall when you request a payout. For a $25,000 account, the total floor is $23,500.
When the account closes
Equity at or below either loss floor permanently suspends the account. Pending entry orders are cancelled and remaining positions close against available liquidity. A price recovery does not reactivate the account.
Instant Funding accounts expire 90 days after activation. Expiry blocks new trading and payout requests, cancels pending orders and closes remaining positions. An unavailable market can delay closing, but does not extend the account’s lifetime. 1-Step Unlimited evaluation and funded accounts have no expiration.
After a breach or an Instant Funding expiry, unrequested funded profit loses payout eligibility and no corresponding payment leaves the pool. Amounts reserved for previously submitted payout requests are not automatically forfeited.
Trading conditions
News trading, overnight positions and weekend holding are allowed when the market has usable data. There is no minimum number of trading days, required consistency score or mandatory stop loss.
Fair trading & prohibited behavior
Opening the same trade across your own accounts is allowed. Copying trades between different users, account sharing, cross-account hedging and exploiting delayed prices are not allowed. We carry out random checks throughout the life of an account and reserve the right to ban accounts that break these rules. Behavior checks do not automatically reject payouts. Banned users cannot submit new payout requests or buy accounts. If you believe your account was banned in error, you can appeal through our Discord server.